An Exceptional Team

There’s nothing like experience. Our key personnel are all highly regarded and highly motivated. Many have worked in the sector for over 20 years – and with that comes a rare knowledge gleaned from living the daily challenges. Add to that the fact that our teams have remained together, love their work and champion their clients, and you have a winning combination.

Executive Team


Matthew Holani

Managing Director
Matthew has worked in financial services for over 30 years. He has thrived in a diverse variety of roles covering many facets of financial services. He draws great satisfaction from helping customers and staff succeed.
Sharnie Brown C Smart International

Sharnie Brown

Sharnie enjoys her role as Operations Manager, working with the C Smart team and our clients to help ensure the unique expert services and culture of the business is clearly presented in everything we do. She's been with the company since its inception 19 years ago.

Sandra van der Walt

Sandra has worked in the financial services industry for over 20 years, specialising in cards and payments and holding various positions across numerous Financial Institutions in both Australia and South Africa. She enjoys working within teams and ensuring the successful implementation of strategies and initiatives.

Stephen Lukic

Steve has been consulting for more than 20 years in Information Technology, Business and Financial Services, including over 15 years in cards, payments and transaction switching. Steve has a proven track record in delivering growth and transformation projects for large financial institutions and retailers for markets in Australasia, Asia, Europe and North America.

Teresita Cruz

Teresita brings many years of IT experience to C Smart International. Throughout her career she has worked in a variety of business applications mostly in the financial sector. Over time, her role has progressed from system development to solution design, to her current role of managing a global delivery team for a client.

Barry Hayes

Barry has extensive experience in the financial service industry including many years within cards and payments. He has held key roles in a large number of Australian and overseas organisations. Barry has played leading and integral roles in large and complex projects. On an early morning, you might find Barry with his son and daughter, surfing a break on one of Sydney's beaches.

Rodney Fung

Rodney has been working in recruitment for over 15 years. Stepping onboard as Recruitment Lead at C Smart International and C Smart People, he looks forward to bringing his energy and passion for helping others to the team, developing strong personal and professional networks, whilst also creating positive outcomes for both clients and candidates alike.

Advisory Panel


Bill Ruch

Bill is an accomplished senior executive with extensive experience in General Management, Program Delivery Management and Operational Services Management in real-time, payment transaction processing environments. Bill has specialised knowledge and experience in bank card and public transport payment systems.

Richard Kernahan

Richard Kernahan brings world-class skills and decades of experience in the design, development, and deployment of enterprise web applications, with a focus on payments and digital banking. Based in Sydney, Richard's current focus is the emerging peer-to-peer payments environment in Australia.

Doug Kilburn

Doug has over 25 years experience working for management consulting firms, investment banks and retail banks in the UK and Australia. A results driven leader of global development, transformation, strategy and stability programmes.

Mayee Coloma

Mayee has over 25 years’ IT experience within banking and financial services sectors performing various roles in development, solution design, management and customer relations. She has worked with many major financial institutions within Asia Pacific and is passionate about always delivering solutions and services of the highest standard.

Luke Yoo

Luke has been recruiting for both Agency and Internal environments for more than 15 years in Information Technology, Government, Financial Services and Life Sciences/Health industries. Luke has a proven track record in finding the right people for specific requirements and projects across, Asia, Europe, The Middle East and Oceania, at all levels of seniorities.