An Exceptional Team

There’s nothing like experience. Our key personnel are all highly regarded and highly motivated. Many have worked in the sector for over 20 years – and with that comes a rare knowledge gleaned from living the daily challenges. Add to that the fact that our teams have remained together, love their work and champion their clients, and you have a winning combination.

Executive Team

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Matthew Holani

Managing Director
Matthew has worked in financial services for over 30 years. He has thrived in a diverse variety of roles covering many facets of financial services. He draws great satisfaction from helping customers and staff succeed.
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Stephen Lukic

Director
Steve has been consulting for more than 20 years in Information Technology, Business and Financial Services, including over 15 years in cards, payments and transaction switching. Steve has a proven track record in delivering growth and transformation projects for large financial institutions and retailers for markets in Australasia, Asia, Europe and North America.
Sharnie Brown C Smart International

Sharnie Brown

Operations
Sharnie enjoys her role as Operations Manager, working with the C Smart team and our clients to help ensure the unique expert services and culture of the business is clearly presented in everything we do. She's been with the company since its inception 19 years ago.
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Sandra van der Walt

Principal
Sandra has worked in the financial services industry for over 20 years, specialising in cards and payments and holding various positions across numerous Financial Institutions in both Australia and South Africa. She enjoys working within teams and ensuring the successful implementation of strategies and initiatives.
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Mayee Coloma

Relationship & Business Development
Mayee has over 25 years’ IT experience within banking and financial services sectors performing various roles in development, solution design, management and customer relations. She has worked with many major financial institutions within Asia Pacific and is passionate about always delivering solutions and services of the highest standard.
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Teresita Cruz

Principal
Teresita brings many years of IT experience to C Smart International. Throughout her career she has worked in a variety of business applications mostly in the financial sector. Over time, her role has progressed from system development to solution design, to her current role of managing a global delivery team for a client.
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Barry Hayes

Principal
Barry has extensive experience in the financial service industry including many years within cards and payments. He has held key roles in a large number of Australian and overseas organisations. Barry has played leading and integral roles in large and complex projects. On an early morning, you might find Barry with his son and daughter, surfing a break on one of Sydney's beaches.

Advisory Panel

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Peter Roeleven

Peter’s extensive and diverse background in the Finance industry of over 30 years encompasses senior executive roles in Risk, Audit, Technology, Operations and Business. He is an innovator and an excellent strategic thinker who understands industry direction and the trade-offs inherent between short and long term business decisions, having had P&L responsibility for very large Payments businesses.
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Bill Ruch

Bill is an accomplished senior executive with extensive experience in General Management, Program Delivery Management and Operational Services Management in real-time, payment transaction processing environments. Bill has specialised knowledge and experience in bank card and public transport payment systems.
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Richard Kernahan

Richard Kernahan brings world-class skills and decades of experience in the design, development, and deployment of enterprise web applications, with a focus on payments and digital banking. Based in Sydney, Richard's current focus is the emerging peer-to-peer payments environment in Australia.